Log in to your household budget.
Your data is private to your household.
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Step 1 of 6
Your everyday accounts — income lands here, bills get paid from here.
Step 2 of 6
Add your registered and non-registered investment accounts.
Step 3 of 6
Enter what you currently owe on each account.
Step 4 of 6
Add each source of income for this household.
Adjust weeks for vacation, sick days, or seasonal work (52 = full year, 48 = 4 weeks off).
Step 5 of 6
Tap a category to add it, or type your own below.
Suggested categories
Pick from the following suggested expenses, or enter your own below.
Step 6 of 6
Add your savings goals. Choose a fixed amount or a share of what's left over each month.
Set this and the transfer will appear in your suggested transactions each period.
The dollar amount is calculated once income and expenses are known. All your % goals should add up to 100%.
Set both and confirming the transaction in your log will move the money — out of the source account and into savings.
Set up accounts to see live balances here.
Income
Savings
Expenses
Log scheduled income and bills, variable spending by category, and transfers between accounts.
Receipts
▶Drop in receipts whenever they come in, then turn them into transactions here when you have time.
Scheduled this month
Log ongoing categories quickly. Selecting a category shows this month's running total.
Pay a credit card or move money between accounts. Updates both account balances.
Recent transactions
Track balances across all your accounts. Starting balance + confirmed transactions = live balance.
Add an account
For credit cards and LOC, enter what you currently owe. Future transactions adjust from this point.
What are you saving for?
Home Affordability
Based on Canadian GDS/TDS ratios, mortgage stress test, and provincial land transfer tax.
Vehicle Affordability
What you can spend based on your monthly budget surplus.
Emergency Fund
How far your savings go and how long to close the gap.
Savings Goal
Time to reach any target — down payment, renovation, trip.
Debt Payoff
See when you're free and how much extra payments save you.
Revenue, CRA-categorized expenses, and HST for your incorporated business — kept separate from household budgeting.
Add a business
The current amount stays in place until then, so past and current months are untouched.