Track what comes in, what goes out and what is left, with a cash flow calendar, savings goals and province-aware HST for your corporation, all in one place.
Free during beta. No credit card needed.
Built around how households and small corporations actually track money: accounts, schedules and goals first.
Income received, expenses paid, savings and what is truly left over, with spending grouped by category.
See scheduled paycheques and bills day by day, with your balance rolling forward so you know what is coming.
Set a target and a date. Each goal shows whether you are ahead or behind and the monthly amount to stay on pace.
Chequing, savings, TFSA, RRSP, credit cards and lines of credit, with balances worked out from your entries.
Home affordability with provincial land transfer tax, plus vehicle, debt payoff and retirement tools.
Each household's records are kept apart from every other household's by row-level security in the database.
If you pay yourself through a corporation, your personal budget and your business books should not live in different tools.
Revenue, expenses and HST for your corporation, kept separate from household budgeting.
The recoverable rate follows the business's province: 13% in Ontario, 14% in Nova Scotia, 15% in New Brunswick, Newfoundland and Labrador and PEI, and 5% GST elsewhere.
Mark an expense as partly deductible, such as meals. The same percentage applies to the input tax credit.
Upload a receipt and the app reads each line item, so one grocery or supply run can be split across categories. Check the result before you save it.
| Meal, before tax | $100.00 |
| HST paid (13%) | $13.00 |
| Deductible portion | 50% |
| Expense counted | $50.00 |
| Input tax credit counted | $6.50 |
Example only, using the 50% meals rule. Confirm treatment for your situation with your accountant.
RightOn Budget is in beta, and every feature is free to use while it is. Pricing for the finished product has not been set.
No credit card needed.
No. There are no bank connections yet. You enter balances and transactions yourself, so the app never holds your bank login.
In a Supabase-hosted Postgres database, protected by sign-in and row-level security so each household can read only its own records. We do not currently promise a specific country for data storage.
Receipt images are stored in your account. When you ask the app to itemize one, the image is sent to Anthropic's Claude API to read the line items. Always review the result before saving.
Yes, while it is in beta. Pricing for the finished product has not been decided.
Yes. The business section tracks revenue, CRA-categorized expenses and HST separately from your household budget. It is a tracking tool, not tax or accounting advice, so confirm filings with your accountant.
Yes. It runs in your phone's browser, with a layout made for small screens. No app store download is needed; you can add it to your home screen from the browser.
Add your accounts, your regular income and bills, and your first goal.
Start free